ryanb,
There are plenty of places to get the money you need to start your pet supply store. One place not yet mentioned here is online microfinance. While you can not borrow $30k all at once, you can borrow upwards of $15K from places such as Prosper.com and LendingClub.com if you are in the US, or Zopa.com and RateSetter.com if you are in the UK, or P2P Financial if you are in Canada. If don't live in any of those places, consider selling pet stuff online at first as a means of building up your business. You can get a merchant advance , which is like a loan, to buy inventory from Kabbage.com.
Good luck with your venture. Don't let the naysayers get you down.

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