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    They are US-citizens who will withdraw retirement...

    They are US-citizens who will withdraw retirement in the US, so that shouldn't be a problem.

    My question is really if there is a way to contribute to their accounts without making a big mess or...
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    They are living outside of the US. As we operate...

    They are living outside of the US. As we operate only in the US, the IRS prefers that we pay them as contractors. We do occasionally also have this problem in states where it is difficult for us to...
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    401k Matching for Contractors

    We have a bit of a strange scenario in that we have some contractors that we really treat like employees (full-time, salary, vacation, etc). We are starting 401k matching and don't want to leave them...
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