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  1. I always pay off my card as soon as I get a due...

    That was similar to my card (and I still have it) but once they change it for you it should drop in % and possibly even become a rewards card to boost. Just remember to use it as much as possible and...
  2. I'm only 18 so I don't have much credit. I have a...

    You can always switch cards if it really that bad assuming you kept your existing ones in good shape and making payments on time. Most of the cards I seen and even my mom have are between 20%-30%...
  3. No clue. Got the loan in New Hampshire. I wasn't...

    40%, wow, isn't that usury in most states?
    No clue. Got the loan in New Hampshire. I wasn't biting.


    Indeed it was very smart of him to use his credit cards instead of that crap loan. Even my...
  4. Didn't take it. Instead I max out my credit cards...

    40% interest?? Might as well use a credit card and save some % off...
    Didn't take it. Instead I max out my credit cards and spend money from my current job. It's all good, my credit limit is low...
  5. I have a 740 credit score and I just applied for...

    Lol. Since when was 650 a low credit score?
    I have a 740 credit score and I just applied for a $10,000 loan and I got approved with a 40% interest rate. 650 is low. As I said, a bank will sometimes...
  6. Not gonna happen. Banks do not loan people money...

    Hey guys, so I am writing this in frustration. I always knew finding funding for a small business was going to be hard, but not this hard.

    So I am curious to know what are my chances of getting...
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