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Thanks again Paul. I have a meeting with an attorney scheduled for next week.

Thanks Paul. That is very helpful information. While I really can't afford an attorney, that may be my only option as this is a small portion of my actual dept which is in the 100k plus range. My...

Ya, it appears it's the last 5 quarters in Florida. It's also intended as a stop gap for people between jobs. It's not really intended for self employed people. You must have been actively looking...

I have EBT. Unemployment doesn't work because they average your income for the last several years. I really haven't had any income. I'm not sure how my income during self employment plays into this,...

The other thing on this one Harold, is I do intend to go back and start a business again (that will be a different thread). I also have some money in the bank $4k or so, as well as $1800 per month of...

I'm more concerned about the house. It may go into foreclosure anyway, but I am trying to stave that one off. The house is in both my wife (separated, talking divorce) and my name. I may be able to...

I'm not sure. I think it has to do with the fact that I will have money coming in down the road that the attorney couldn't file for bankruptcy right away. A relative contacted an attorney on this...

I had a thriving business but had some serious health problems and the business failed. I have had no income since Dec 2016 except for social security which I just started receiving. I haven't paid...