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  1. If you have decent personal credit there are many...

    If you have decent personal credit there are many small business resources that will provide you with business credit up to about $40,000. Do you have a personal credit score of 720 or higher?
  2. I think any investment in a "high-risk" business...

    I think any investment in a "high-risk" business like restaurants, lounges and clubs should be approached with caution in general, but it looks like you've got a nice conservative plan. Who is your...
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