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    30% is your profit margin, so then is 70% your...

    30% is your profit margin, so then is 70% your cost-of-goods-sold?

    Paying 30% of your sale price to payback the doesn't seem like a bad deal to me -- you'll have 70% of your sale price to cover...
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    You are buying inventory with that money, the 30%...

    You are buying inventory with that money, the 30% is just part of your COGS -- if no sales, no 30% payment to make, although I am sure that the deal has some provision to make sure that PayPal does...
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