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  1. i use a broker....i have different policies with...

    i use a broker....i have different policies with different companies....a broker can shop around for you and get exactly what you need

    i had a cheap insurance company that covered theft of my...
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    Ace Hardware charges 25-50% more than Home...

    Ace Hardware charges 25-50% more than Home Depot....so they should give awesome customer service.......ive also had good experience with the one in my home town...i use it when i dont want to drive...
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    my accountant helped me with everything i...

    my accountant helped me with everything i need...i recommend finding one who's willing to help you start your business up....most wont, find one that will
  4. i have no choice but to do some T&M....no way i...

    i have no choice but to do some T&M....no way i am giving bids on $200 jobs

    with insurance/etc i pay him $20 an hour.....if he adds no value he's free.....if he adds some value to the job i charge...
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    id look into a LLC....its pretty much what...

    id look into a LLC....its pretty much what everyone is doing right now....talk w/ your accountant about it....i am a llc and file as a S Corp...that seems to work out well with small/new businesses
    ...
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    take out a 2nd mortgage borrow from relatives...

    take out a 2nd mortgage

    borrow from relatives

    figure out how you got into this mess and solve the problem...thats the first thing you need to do
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    0 chance id use my 401k i dont think you'd...

    0 chance id use my 401k

    i dont think you'd ever find 1 financial adviser that would recommend ever touching it

    take a loan and pay yourself back
  8. i like 'lets customize your closet'......it says...

    i like 'lets customize your closet'......it says what you do specifically....its not catchy, but very few tag lines are

    curious about your name....what does a town have to do with a closet?
  9. Thread: Blenders

    by huggytree
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    178

    30-50% of us are glass 1/2 empty types (me...

    30-50% of us are glass 1/2 empty types (me included).......i know people who have never been happy with anything in their life.....i have a brother that searches for things wrong with everything he...
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    Banks wont loan you money because odds are you...

    Banks wont loan you money because odds are you will fail....realize this before you start borrowing from your 401k

    i recommend getting a 2nd job for a year and saving up that $20k

    i wouldnt...
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    i focus on the main/repeat issues....you cant...

    i focus on the main/repeat issues....you cant cover yourself with every issue that could come up..sometimes your going to lose...this should be figured into your pricing

    id spend my time focusing...
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    if you are considering using products made by...

    if you are considering using products made by someone else id just give that company a call...ive used photo's from Kohler before...they allow me to take any photo as long as it doesnt have a model...
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    if it is a homeowner contacting me about pricing...

    if it is a homeowner contacting me about pricing or scheduling a job i call them on the phone when i get home from work. I find emailing them back quotes dramatically reduces the sales % for me. If...
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    i settled on Relax. its under control. for...

    i settled on

    Relax. its under control.

    for service work i think its perfect...it means something to someone in need

    is it the best ever, nope....but i also think its better than most of the...
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    wouldn't recommend go daddy....I had email issues...

    wouldn't recommend go daddy....I had email issues with them that never got resolved....could have been an issue with my ex web guy, but I think it was a bit of both....plus their passwords are...
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    I got mine from NETWORKSOLUTIONS.com I...

    I got mine from NETWORKSOLUTIONS.com

    I recommend getting multiple variations of whatever you choose to stop your competition from trying to look like they are you....get .com and .net versions
    ...
  17. Thread: BBB Rating

    by huggytree
    Replies
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    128

    paying gets you accredited....not paying just...

    paying gets you accredited....not paying just gets you a normal account where you cant use their logo

    your rating has nothing to do with membership
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    we use groupons for restaurants a few times a...

    we use groupons for restaurants a few times a year......one of our favorite pizza places was discovered this way....

    I wouldn't do it for my business, but I can see it working for a new restaurant...
  19. Thread: BBB Rating

    by huggytree
    Replies
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    128

    nope someone complains it counts against you...

    nope

    someone complains it counts against you no matter what the complaint it...whether its an abusive customer or not......if it goes back and forth and doesn't turn into a 2nd letter back and...
  20. they are trying to be unique in their...

    they are trying to be unique in their advertising....its odd, but I figured its geared towards younger people

    problem is young people don't have $$ and would rather go to Subway for 1/2 the...
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    thanks...I will consider that....the more simple...

    thanks...I will consider that....the more simple and basic the better
  22. I think buying a business w/o any experience in...

    I think buying a business w/o any experience in #1 business and #2 the field its in = very high failure rate

    if its a field you already know and just want an easier startup (existing customer base...
  23. Thread: BBB Rating

    by huggytree
    Replies
    6
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    128

    if .5% of your customers are mad enough to...

    if .5% of your customers are mad enough to complain to the BBB id consider changing your business practices...what do you think your real % is of extremely unhappy customers? I guarantee 90%+ of your...
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    im glad I sell a service and not a product that...

    im glad I sell a service and not a product that anyone can buy/sell.......service isn't nearly as important and price is king for 90%
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    if someone can sell for 20% less than you then...

    if someone can sell for 20% less than you then either you are charging too much or they are charging too little and will be out of business soon

    there are suppliers for me that are 20% less...and...
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