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    Thanks, everybody :) I have decided to not make...

    Thanks, everybody :) I have decided to not make an issue of it, because I am feeling very overwhelmed right now. I am having insomnia and anxiety, so I am trying to go easy on myself.
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    Thanks, everybody. :)

    Thanks, everybody. :)
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    clocked-in while going to urgent care?

    I have an employee that has back sprain. Our workman's compensation insurance has paid for two visits to urgent care where they x-rayed him and gave him some ibuprofen, etc.

    The problem is that...
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    I had some more thoughts on this question of...

    I had some more thoughts on this question of group health insurance. Businesses want the employees to get maximum benefit from every dollar they spend in compensation. If a business has a group...
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    Thanks for those responses, everybody. :) I...

    It is a new law and a lot of tax professional rely on tax software so that may be why finding an answer has been so hard plus the new Ocare laws are complicated. In many cases it is better for...
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    Thanks, eventually I will need to talk to the...

    Several million potential customers trying to hit a web site all at once... even iTunes and Amazon have trouble with their infrastructure when they've had similar situation.

    The initial penalty...
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    Thanks, it looks like they also sell insurance in...

    Contact golden rule insurance. Tell them you are interested in a company policy with a high deductible, an attached HSA and to be able to do employee matching. This will cover the big ticket medical...
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    Yesterday I went to the healthcare.gov website...

    Yesterday I went to the healthcare.gov website and discovered that it is unusable. I also looked in more detail at the alternative non-grandfathered policies offered by our insurer and found that...
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    We are in a small town near Houston. I think our...

    Where are you in Texas exactly? If you're in a really small town/city, then you probably need to start calling around to larger cities to find someone who knows what they're doing. Don't give up...
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    Thanks, nealrm. The parent issue is good advice....

    First you need to understand that you are their employer not their parent. However, I do understand that you want the best for your employees and that happier, less stress employees work better. So...
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    Hi, huggytree. I agree with you that married...

    ive worked for companies that only offer insurance to the worker and not the family....what I found is everyone there is single

    when I worked for companies that offered full insurance to the whole...
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    Thanks, Freelancier. In theory I like the idea...

    Talk with your broker. Another option might be to have everyone go through the exchange, but your company offer to help pay for it. Combined with potential subsidies, they might find that they get...
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    Should I drop our group health plan?

    My brother and I own a small business in Texas with 11 employees and we currently have an expensive group health plan with low deductibles. We pay over 90% of the premiums for the employee but none...
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    Trying to educate myself

    My brother and I own a family business with 11 employees in Texas. We've been managing the business the past 10 years. I hope to learn some things through this forum (especially about Obamacare).
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